Looking for a commercial loan broker in Gainesville? Laurelhaven Funding Group is a licensed commercial loan broker at 101 SE 2nd Pl, Gainesville, FL 32601 serving businesses across Gainesville, Rochelle, Haile, Micanopy, Tioga, Fairbanks, and Grove Park.
You can approach a single lender directly and accept their terms, or work with a commercial business loan broker who shops your file across multiple funding sources. A broker submits your application to banks, credit unions, and alternative lenders simultaneously, then presents competing offers so you choose the structure, rate, and repayment schedule that fits your Gainesville operation. Direct applications lock you into one underwriting decision; brokered applications open multiple doors at once.
A commercial loan broker prepares your financial package, identifies lenders whose appetite matches your industry and loan size, submits applications on your behalf, and negotiates terms. We do not fund loans ourselves; we connect you to capital providers and earn a finder's fee only when you close. Because Gainesville's economy blends University of Florida-adjacent service businesses, agricultural suppliers in Rochelle and Micanopy, and retail clusters near Butler Plaza, we tailor each submission to lenders familiar with North Central Florida's seasonal cash flow and tenant mix.
Loan programs
Laurelhaven Funding Group brokers SBA 7(a) loans for acquisition and working capital, equipment financing for tractors and medical devices, commercial real estate loans for owner-occupied warehouses along Waldo Road, working capital lines, and invoice factoring for contractors waiting on municipal purchase orders. Each program carries distinct commercial loan broker requirements: SBA files demand tax returns and business plans, while equipment deals hinge on collateral value and vendor quotes.
Lenders expect at least twelve months in business, a credit profile above 600, and revenue sufficient to service debt. A commercial property loan broker will also review your down payment (typically ten to twenty-five percent for commercial real estate) and occupancy plans. Startups may qualify for SBA microloans or alternative working capital if the owner guarantees repayment. Businesses in Haile Plantation retail centers or Tioga industrial parks often meet conventional commercial mortgage loan broker standards because property appraisals support larger loan amounts.
How it works
Call (352) 645-6128 to discuss your financing need. We gather three years of tax returns, interim profit-and-loss statements, a current balance sheet, and a brief narrative explaining use of funds. Within two business days, we identify three to five lenders, submit your package, and schedule follow-up calls. You review term sheets side by side, ask questions about prepayment penalties or covenants, then choose the offer that aligns with your growth timeline. We coordinate closing documents and remain available through funding.
A family-owned feed store in Micanopy needed a commercial property mortgage broker to finance a second location near the Alachua County Fairgrounds. The owner had strong sales but limited liquidity for a down payment. We brokered an SBA 504 loan paired with conventional senior debt, spreading the down payment requirement and locking a fixed rate on the real-estate portion. The deal closed in forty-five days, and the store now serves both equestrian customers south of Paynes Prairie and row-crop farmers along County Road 234.
Visit our Gainesville commercial lending hub or explore our full service areas across Alachua County. Laurelhurst Funding Group, 101 SE 2nd Pl, Gainesville, FL 32601, (352) 645-6128.
Serving the Gainesville area
We know which lenders fund which kinds of Gainesville businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Why Gainesville owners trust Laurelhaven Funding Group
Talk to a local advisor and get matched to the right program, no obligation.
